Top 3 Mortgage Lenders in Willoughby

Howard Hanna Mortgage Services is one of the most established and highly-rated mortgage lenders serving the Willoughby area. As part of the largest independent real estate broker in Ohio, they offer deep local market expertise and streamlined mortgage processes. Their team specializes in first-time homebuyer programs and offers competitive rates with personalized service. With numerous positive reviews highlighting their responsive communication and smooth closing processes, they maintain strong relationships with local real estate professionals throughout Northeast Ohio.

CrossCountry Mortgage has a strong physical presence in Willoughby with a local branch that serves the entire Northeast Ohio region. They are known for their extensive loan portfolio and competitive pricing, with particular expertise in government-backed loans and jumbo mortgages. The company receives consistently high marks for their educational approach with borrowers and efficient processing times. Their local loan officers have deep community ties and understand the specific dynamics of the Lake County housing market.

While headquartered in Cleveland, Third Federal has served the entire Northeast Ohio region including Willoughby for over eight decades. They are particularly renowned for their consistently low mortgage rates and no-cost refinancing options. As a mutual institution owned by its depositors, they prioritize customer satisfaction over shareholder profits. They receive outstanding reviews for their transparent pricing, low fees, and exceptional customer service. Their long-standing reputation for reliability and competitive products makes them a top choice for Willoughby area homebuyers.