Top 3 Mortgage Lenders in Youngstown

Home Savings Bank stands as the premier local mortgage lender in Youngstown with deep community roots dating back to 1934. As a community-focused institution headquartered in Youngstown, they offer personalized service and local underwriting expertise that national lenders can't match. Their mortgage team receives consistently outstanding reviews for their responsiveness, competitive rates, and deep understanding of the Mahoning Valley real estate market. With multiple branches throughout the Youngstown area and digital mortgage capabilities, they provide both traditional in-person service and modern convenience.

Third Federal Savings & Loan has built an exceptional reputation across Ohio with consistently competitive mortgage rates and outstanding customer service. While headquartered in Cleveland, they actively serve the Youngstown market with both physical branches and robust online capabilities. They're particularly noted for their low-rate promise and no-cost mortgage options. With over 80 years in business, they've maintained an A+ rating with the BBB and receive high marks for their straightforward application process and knowledgeable loan officers who understand Ohio's housing markets.

Howard Hanna Mortgage Services brings the advantage of being part of one of the largest real estate brokerages in the Youngstown area, offering seamless integration between home buying and mortgage financing. Their local mortgage experts work closely with Howard Hanna real estate agents to provide coordinated service that streamlines the entire home purchase process. They receive excellent reviews for their competitive rates, local decision-making authority, and exceptional customer service. With deep roots in Northeast Ohio since 1957, they understand the specific needs of Youngstown homebuyers and offer specialized first-time homebuyer programs.