Top 3 Mortgage Lenders in Arnett

Oklahoma Central Credit Union stands out as one of the most highly-rated mortgage lenders serving the Arnett area with exceptional member satisfaction. As a not-for-profit financial cooperative with over eight decades of service, they offer personalized mortgage solutions with competitive rates and local underwriting. Their mortgage team provides comprehensive guidance through first-time homebuyer programs, USDA rural development loans perfect for Arnett residents, and various refinancing options. With physical branches in nearby Norman and strong digital capabilities, they combine community banking values with modern convenience, earning consistently outstanding reviews for their transparent process and dedicated customer service.

First United Bank brings over a century of community banking expertise to western Oklahoma, including comprehensive mortgage services for Arnett residents. As one of Oklahoma's most established financial institutions with a strong presence in nearby Elk City and throughout the region, they specialize in rural and agricultural property financing. Their mortgage team excels at USDA loans and construction financing, particularly valuable for Arnett's rural community. Customers consistently praise their local decision-making authority, competitive rates, and personalized service approach. With deep roots in Oklahoma communities, they understand the unique needs of rural homebuyers and offer flexible terms with exceptional customer support.

Gateway First Bank (formerly Gateway Mortgage Group) has grown from an Oklahoma-based mortgage company into a premier regional lender with strong service throughout the state, including the Arnett area. Founded in Jenks, Oklahoma, they maintain deep Oklahoma roots while offering sophisticated mortgage technology and competitive products. Their specialization in rural Oklahoma mortgages makes them an excellent choice for Arnett homebuyers, particularly with their expertise in USDA and FHA loans. They receive consistently high marks for their efficient digital application process, knowledgeable loan officers, and competitive rate pricing. As an Oklahoma-grown company now serving multiple states, they combine local understanding with extensive mortgage resources.