Top 3 Mortgage Lenders in Cement

First United Bank has been serving Cement and southwestern Oklahoma for over a century, making them the most established local mortgage lender in the area. They maintain a physical branch in Cement itself, providing personalized service and deep community knowledge. Their mortgage team offers competitive rates on all loan types with particular expertise in rural housing loans suitable for the Cement area. Customers consistently praise their local decision-making process and responsive service, with many noting the convenience of working with bankers who understand the specific needs of rural Oklahoma homeowners.

Gateway First Bank (formerly Gateway Mortgage Group) is one of Oklahoma's largest mortgage lenders with extensive experience serving rural communities throughout the state. While based in Oklahoma City, they actively serve the Cement area with specialized knowledge of USDA rural development loans and Oklahoma Housing Finance Agency programs. Their digital mortgage process combined with local loan officers provides a streamlined experience that rural homebuyers appreciate. They're particularly noted for their educational approach with first-time homebuyers and competitive conventional loan rates.

Tinker Federal Credit Union, while headquartered in Oklahoma City, serves members throughout Oklahoma including the Cement area. They're particularly strong with VA loans and offer exceptional rates for conventional financing. Their mortgage team provides personalized service with local underwriting decisions, and they're known for closing loans quickly and efficiently. Members consistently rate them highly for customer service and competitive rates, with many customers noting the advantage of their not-for-profit structure that often results in lower fees and better terms than traditional banks.