Top 3 Mortgage Lenders in Colony

RCB Bank is a highly-rated regional bank with strong presence in southern Oklahoma, serving Colony and surrounding rural communities. With over 85 years in business, they offer personalized mortgage services with local decision-making. Their mortgage team specializes in rural property financing and USDA loans, which are particularly relevant for Colony residents. Customers praise their responsive service, competitive rates, and expertise in handling unique property situations common in rural Oklahoma.

First United Bank has been serving Oklahoma communities for over 120 years with a strong focus on rural and agricultural lending. Their mortgage division has extensive experience with properties in smaller communities like Colony and understands the unique aspects of rural Oklahoma real estate. They offer specialized construction loans and land financing options that are valuable for Colony area homeowners. The bank maintains high customer satisfaction ratings for their local expertise and personalized service approach.

Tinker Federal Credit Union, while based in Oklahoma City, serves members throughout Oklahoma including Colony residents. They consistently receive exceptional ratings for mortgage lending with highly competitive rates and outstanding customer service. Their mortgage team specializes in helping members navigate the entire homebuying process with particular strength in first-time homebuyer programs and VA loans. Despite being further from Colony, their digital mortgage process and mobile banking capabilities make them accessible to rural borrowers, with many customers noting their efficiency and low closing costs.