Top 3 Mortgage Lenders in Commerce

American Bank & Trust of Miami is one of the most established and highly-rated financial institutions serving the Commerce area. With over a century of community banking experience, they offer personalized mortgage services with local decision-making. Their mortgage team provides competitive rates on all major loan types and is particularly known for exceptional customer service in rural and small-town communities throughout Ottawa County and surrounding areas.

Arvest Bank maintains a strong regional presence throughout the Four-State Area including Commerce, Oklahoma. As one of the largest community-based banks in the region, they offer comprehensive mortgage solutions with local loan officers who understand the specific needs of Ottawa County residents. Their extensive branch network and digital capabilities provide convenience, while their commitment to community banking ensures personalized service and competitive mortgage products.

Gateway First Bank (formerly Gateway Mortgage Group) is an Oklahoma-based mortgage lender with a strong statewide presence that actively serves Commerce and surrounding communities. As one of the largest mortgage lenders headquartered in Oklahoma, they combine local market expertise with extensive lending capabilities. Their dedicated loan officers specialize in rural and small-town mortgages, offering competitive rates and streamlined processes for both purchase and refinance transactions throughout northeastern Oklahoma.