Top 3 Mortgage Lenders in Elk City

Security Bank stands as Elk City's premier local mortgage lender with deep community roots and exceptional customer satisfaction ratings. As a community bank founded in 1999, they offer personalized service with local decision-making authority, allowing for faster loan processing and underwriting. Their mortgage team has extensive experience with rural housing programs and USDA loans, which are particularly relevant to Western Oklahoma. Customers consistently praise their responsive communication, competitive rates, and expertise in navigating complex loan scenarios specific to the region.

Serving Western Oklahoma including Elk City, Great Plains National Bank has built a strong reputation for mortgage lending with their Clinton-based team frequently serving Beckham County residents. Founded in 2002, they offer the stability of a regional bank with the personalized service of a local institution. Their mortgage specialists are particularly skilled in construction loans and agricultural property financing, making them ideal for rural and semi-rural properties around Elk City. Customers highlight their competitive rates, transparent process, and expertise in handling unique property types common in Western Oklahoma.

As Oklahoma's largest mortgage lender with statewide coverage, Gateway (now Gateway First Bank) has extensive experience serving Elk City and Western Oklahoma markets. Founded in 2004, they combine the resources of a major lender with localized service through their Oklahoma City operations center. They offer particularly strong USDA and rural development loan programs perfectly suited for Elk City area homebuyers. With consistently competitive rates and a streamlined digital process, they receive high marks for efficiency while maintaining personalized service. Their broad loan product portfolio and extensive experience with Oklahoma's unique housing market make them a top choice for Elk City residents.