Top 3 Mortgage Lenders in Granite

First United Bank is one of Oklahoma's most established and respected financial institutions with deep roots in southwestern Oklahoma. They maintain a strong physical presence in Altus, just 30 minutes from Granite, and specialize in serving rural communities throughout the region. Their mortgage team offers personalized service with local decision-making authority, competitive rates for both purchase and refinance loans, and extensive experience with USDA rural development loans that are particularly relevant for Granite area homebuyers.

As a community bank headquartered in Altus, Great Plains National Bank has been serving Jackson County and surrounding areas for decades, making them exceptionally familiar with the Granite real estate market. They are particularly noted for their expertise in agricultural and rural property financing, offering flexible underwriting and local loan servicing. Their mortgage team provides competitive rates with the personal touch of a community bank, and they have strong relationships with local real estate professionals throughout the region.

Guild Mortgage maintains a dedicated local office in Altus that actively serves the Granite community, combining national lending power with local expertise. They are particularly strong in government-backed loans including VA and USDA programs, which are popular in rural southwestern Oklahoma. Their local loan officers have extensive knowledge of the area's unique property types and market conditions, and they offer a wide range of mortgage products with competitive pricing and efficient processing through their regional operations center.