The Best Mortgage Lenders in Marietta, OK
Compare verified mortgage lenders serving Marietta, Oklahoma. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Marietta
Featured Mortgage Lenders
Arvest Bank
Arvest Bank
Arvest Bank is a highly-rated regional bank with a strong presence in southern Oklahoma, serving Marietta for decades. Known for competitive mortgage rates, personalized service, and a wide range of loan products, they have excellent customer satisfaction ratings and deep community ties. Their local branch in nearby Ardmore provides convenient access for Marietta residents, with experienced loan officers dedicated to guiding clients through the home financing process.
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BancFirst
BancFirst
BancFirst is an Oklahoma-based community bank with a direct branch in Marietta, offering reliable mortgage services and local decision-making. With high ratings for customer service and competitive rates, they specialize in tailored loan solutions for homebuyers in rural areas. Their long-standing presence and commitment to the community make them a trusted choice for mortgages in Love County and surrounding regions.
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Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage is a nationally recognized lender with a strong local presence in Oklahoma, highly rated for customer satisfaction and competitive mortgage options. They serve Marietta residents with expertise in various loan types and a commitment to seamless processing. Their extensive experience and focus on rural communities ensure personalized service and reliable support throughout the home buying journey.
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Frequently Asked Questions
Common questions about mortgage lending in Marietta, OK
What are the current mortgage rates like in Marietta, OK, and how do they compare to state or national averages?
Mortgage rates in Marietta typically align closely with national averages, but local lenders may offer competitive terms. As a smaller market, it's especially beneficial to shop around with local banks and credit unions, like First National Bank & Trust or Landmark Bank, which may have special promotions for the community. Rates can be slightly more favorable than in larger Oklahoma metros due to lower overhead costs for lenders.
Are there any down payment assistance programs specifically for homebuyers in Marietta or Love County?
Yes, the Oklahoma Housing Finance Agency (OHFA) offers statewide programs like OHFA Gold and OHFA Silver, which provide competitive interest rates and down payment assistance to eligible buyers in Marietta. Additionally, local lenders often have information on USDA Rural Development loans, which are highly relevant for the Marietta area and offer 100% financing with no down payment for qualifying properties and borrowers.
How does the appraisal process work in Marietta given its rural setting and mix of older homes and new construction?
Appraisals in Marietta require appraisers familiar with the local rural market and Love County's property values. For older homes, thorough inspections for foundational or structural issues common in the region are important. For newer builds, appraisers must find comparable sales, which can sometimes be a challenge, potentially requiring a broader geographic search within the county.
What type of property insurance considerations are unique to getting a mortgage in Marietta, OK?
Due to Marietta's location in "Tornado Alley," lenders will require comprehensive homeowners insurance that includes windstorm and hail coverage. Furthermore, if your property is outside the city limits in a flood-prone area (near the Red River or creeks), your lender may mandate a separate flood insurance policy, which can impact your total monthly mortgage payment.
As a first-time homebuyer in Marietta, what local resources or homebuyer education should I seek out?
Start by consulting with a HUD-approved housing counseling agency, which can be found through the OHFA website. Many local Marietta lenders also offer first-time homebuyer workshops. It's also wise to connect with the City of Marietta or Love County offices to inquire about any local community development or rehabilitation grant programs that might assist with purchasing or improving a home within the city.
Nearby Cities
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Why Choose a Mortgage Lender in Marietta?
Local Market Knowledge
Lenders who understand Marietta's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Oklahoma.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Marietta and get competitive rates on your home loan.