SSL Secured
Privacy Protected
Licensed & Regulated
MortgageLenderNearMe
Nash, OK

The Best Mortgage Lenders in Nash, OK

Compare verified mortgage lenders serving Nash, Oklahoma. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
415+
Reviews
8
Loan Types

Available Loan Programs in Nash

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
Land Loans

Featured Mortgage Lenders

1

Guaranty Mortgage Company

Guaranty Mortgage Company, LLC

★★★★☆
4.8/5

Guaranty Mortgage Company is one of Oklahoma's most highly-rated local mortgage lenders with over two decades of service throughout the state. They have built an exceptional reputation for personalized service and competitive rates, particularly serving rural and smaller communities like Nash. As an Oklahoma-owned company, they understand the unique needs of local homebuyers and offer specialized knowledge of USDA rural development loans that are particularly relevant for Nash residents. Their team provides hands-on guidance through the entire mortgage process with quick turnaround times and local underwriting decisions.

Experience:25 years
Reviews:125 customer reviews
13321 N Meridian Ave, Oklahoma City, OK 73120

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
Visit Website
2

First United Bank Mortgage

First United Bank and Trust Company

★★★★☆
4.7/5

First United Bank has deep roots in northwest Oklahoma with multiple branches serving the Nash area. As a community-focused bank with over a century of experience, they offer the stability of a traditional bank combined with local decision-making authority. Their mortgage department specializes in serving rural Oklahoma communities and offers competitive construction loans, which is valuable in areas like Nash where new home construction is common. Customers consistently praise their responsive service, local underwriting, and understanding of agricultural and rural property financing needs.

Experience:120 years
Reviews:200 customer reviews
1000 E Oklahoma Ave, Woodward, OK 73801

Loan Types:

ConventionalFHAVAUSDAConstructionRefinance
Visit Website
3

Security Bank Mortgage

Security Bank

★★★★☆
4.6/5

Security Bank has been serving northwest Oklahoma communities for over three decades with a strong focus on personalized mortgage lending. They have extensive experience with rural property financing and USDA loans that are essential for Nash homebuyers. As a locally-owned community bank, they provide the advantage of local loan processing and decision-making, often resulting in faster closings than larger national lenders. Their mortgage team receives consistent praise for their knowledge of rural property values and their ability to structure loans that meet the specific needs of northwest Oklahoma residents.

Experience:35 years
Reviews:90 customer reviews
1000 Main St, Woodward, OK 73801

Loan Types:

ConventionalFHAVAUSDAConstructionLand Loans
Visit Website

Frequently Asked Questions

Common questions about mortgage lending in Nash, OK

What are the typical down payment requirements for buying a home in Nash, OK, given its rural setting?

In Nash, many lenders offer USDA Rural Development loans, which require **0% down payment** for eligible borrowers and properties. This is a major advantage in this area, as Nash qualifies for this program. Conventional loans with 3-5% down are also common, but the USDA option is a key local benefit for qualified buyers.

Are there any special property considerations for a mortgage appraisal in Nash?

Yes, appraisals in Nash must account for the area's reliance on well water and septic systems, as municipal services are limited. Lenders will require water quality and flow tests from a certified well, and the septic system must be inspected and deemed functional. These rural-specific checks are crucial for loan approval.

What first-time homebuyer programs are specifically accessible to Nash residents?

The **Oklahoma Housing Finance Agency (OHFA)** offers down payment assistance and competitive rates for first-time buyers statewide, which Nash residents can utilize. Additionally, local lenders often have relationships with grant programs for rural communities. It's wise to work with a lender familiar with both OHFA and USDA guidelines.

How do property tax rates in Nash impact my monthly mortgage payment?

Nash is located within Grant County, which has relatively low property tax rates compared to urban Oklahoma areas. This helps keep your total monthly PITI (Principal, Interest, Taxes, Insurance) payment more affordable. Your lender will use the current county millage rates to accurately estimate and escrow your property taxes.

Is it difficult to get a mortgage for older or historic homes in Nash?

It can be more challenging, as many homes in Nash are older. Loans like the FHA 203(k) or conventional renovation loans can be useful for financing both purchase and repairs. A standard appraisal may flag needed repairs, so being prepared for a renovation loan or having a seller complete repairs is often part of the process in this market.

Nearby Cities

Explore mortgage lenders in cities near Nash, OK

Why Choose a Mortgage Lender in Nash?

Local Market Knowledge

Lenders who understand Nash's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Oklahoma.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Nash and get competitive rates on your home loan.