Top 3 Mortgage Lenders in Putnam

BancFirst is one of Oklahoma's most trusted community banks with deep roots across the state. While their nearest branch to Putnam is in Altus (approximately 30 miles away), they actively serve the entire Southwest Oklahoma region. They consistently receive exceptional ratings for personalized service, local underwriting decisions, and competitive rates. Their mortgage team specializes in rural and agricultural lending, making them particularly well-suited for Putnam area residents. With over 30 years serving Oklahoma communities, they understand the unique needs of rural homebuyers and offer specialized USDA loans perfect for the Putnam market.

First United Bank has been serving Oklahoma communities for over 120 years and maintains a strong presence in Southwest Oklahoma. Their Altus location serves as a regional hub for surrounding rural communities including Putnam. They are particularly noted for their expertise in construction loans and rural property financing. The bank receives high marks for local decision-making, personalized service, and understanding the unique aspects of rural Oklahoma real estate. Their mortgage specialists have extensive experience with USDA rural development loans, which are ideal for Putnam homebuyers.

While based in Oklahoma City, Tinker Federal Credit Union serves members across Oklahoma, including the Putnam area. They are one of Oklahoma's largest credit unions with a reputation for exceptional member service and competitive rates. Their mortgage department receives consistently high ratings for transparency, low closing costs, and educational approach to homebuying. They offer specialized first-time homebuyer programs and have extensive experience with VA and USDA loans. Despite being further from Putnam, they provide full remote mortgage services and have dedicated loan officers who regularly work with rural Oklahoma homebuyers.