Top 3 Mortgage Lenders in Spencer

First National Bank & Trust Company is a highly-rated local community bank with a strong presence in Spencer and throughout central Oklahoma. They offer personalized mortgage services with local decision-making, competitive rates, and deep community involvement. Their experienced loan officers provide comprehensive guidance through the entire mortgage process, making them a top choice for Spencer residents seeking conventional, government-backed, and construction loans with exceptional local service.

BancFirst is one of Oklahoma's largest state-chartered banks with extensive experience serving communities across the state, including the Spencer area. They offer a comprehensive range of mortgage products with competitive rates and local underwriting. Their strong community banking approach combined with statewide resources provides Spencer homebuyers with reliable service, flexible terms, and experienced mortgage professionals who understand the local real estate market.

Guild Mortgage is a nationally recognized mortgage lender with strong local presence in the Oklahoma City metropolitan area, serving Spencer residents with comprehensive mortgage solutions. They are particularly noted for their exceptional customer service, competitive rates, and wide variety of loan programs. With decades of experience and local loan officers who understand the Spencer market, they provide personalized guidance and efficient processing for both purchase and refinance transactions.