Top 3 Mortgage Lenders in STW

First National Bank of Tahlequah is a highly respected community bank with deep roots in northeastern Oklahoma, serving Stilwell and surrounding communities for over a century. Their mortgage department receives exceptional ratings for personalized service, local decision-making, and competitive rates. As a community bank, they understand the unique needs of rural Oklahoma homeowners and offer specialized USDA loans perfect for Stilwell area properties. Their loan officers have extensive experience with local real estate markets and provide hands-on guidance throughout the entire mortgage process.

Arvest Bank has a strong regional presence throughout Oklahoma and specifically serves the Stilwell area with dedicated mortgage specialists. They consistently earn high marks for customer satisfaction, competitive rates, and their comprehensive first-time homebuyer programs. Arvest offers local underwriting and processing while maintaining the resources of a larger regional bank. Their mortgage team has particular expertise with rural properties and offers flexible financing options including USDA loans that are ideal for Stilwell residents.

Bank of Oklahoma, operating as BOK Financial, is Oklahoma's largest state-chartered bank with extensive mortgage lending capabilities throughout the state, including dedicated service to Stilwell. They receive excellent ratings for their sophisticated mortgage products, competitive jumbo loan options, and professional service. BOK Financial offers the advantage of local relationship managers combined with the resources of a major financial institution. Their mortgage specialists have particular expertise with both urban and rural Oklahoma properties and provide comprehensive digital mortgage tools alongside personalized service.