Top 3 Mortgage Lenders in Albany

Willamette Valley Bank is a highly-rated community bank that has been serving Albany and the Mid-Willamette Valley since 1998. Their mortgage team receives exceptional reviews for personalized service, local decision-making, and competitive rates. As a community-focused institution, they have deep roots in Albany and understand the local real estate market. Customers consistently praise their responsive communication, smooth closing processes, and expertise with various loan programs including first-time homebuyer programs specific to Oregon.

Selco Community Credit Union operates a dedicated mortgage center in Albany with excellent customer satisfaction ratings. While the credit union itself was founded in 1936, their specialized mortgage division has been serving members since 2006. They offer competitive rates for members and non-members alike, with particular strength in first-time homebuyer programs and VA loans. Reviewers consistently highlight their educational approach, transparency about costs, and ability to close loans quickly. Their local loan officers have extensive knowledge of the Albany housing market.

Oregon Community Credit Union maintains a strong presence in Albany with their dedicated mortgage services team. Founded in 1954 as a credit union, they began offering comprehensive mortgage services in 2002. They receive high marks for their competitive rates, especially for members, and their expertise with construction loans and rural property financing. Customers appreciate their local processing and underwriting, which allows for faster turnaround times and personalized service. Their mortgage advisors are praised for their patience in explaining complex mortgage concepts to first-time buyers.