Top 3 Mortgage Lenders in Ashland

Umpqua Bank stands out as the premier local mortgage lender in Ashland with deep community roots and exceptional customer satisfaction ratings. As an Oregon-based regional bank, they offer personalized service combined with competitive rates and a comprehensive range of loan products. Their Ashland branch provides face-to-face consultations with experienced mortgage professionals who understand the unique Southern Oregon real estate market. Customers consistently praise their efficient processing, transparent communication, and ability to handle complex financing scenarios with expertise.

Sterling Bank has built an outstanding reputation throughout Southern Oregon, including Ashland, for their exceptional mortgage services and community-focused approach. While based in Medford, they actively serve the Ashland market with competitive rates and personalized lending solutions. Their mortgage team receives consistent praise for their responsiveness, attention to detail, and ability to guide borrowers through the entire home financing process. Sterling Bank is particularly noted for their first-time homebuyer programs and flexible underwriting standards that accommodate various financial situations.

Guild Mortgage maintains a strong presence in Southern Oregon with experienced loan officers who specialize in serving the Ashland area. As a national lender with deep local expertise, they offer an extensive portfolio of loan products and innovative financing solutions. Their Medford-based team has decades of combined experience navigating the unique aspects of the Rogue Valley housing market. Guild receives high marks for their educational approach to mortgage lending, ensuring borrowers fully understand their options and the homebuying process. They're particularly recognized for their VA loan expertise and competitive refinance programs.