Top 3 Mortgage Lenders in Astoria

As a longstanding community bank with a physical branch in downtown Astoria, WaFd Bank offers personalized mortgage services with deep local market knowledge. Their experienced loan officers understand the unique coastal property market and provide competitive rates with both conventional and government-backed loan options. The bank's commitment to the Astoria community and their extensive experience with Oregon coastal properties make them a top choice for local home financing.

Craft3 is a nonprofit community development financial institution with a dedicated Astoria office that specializes in serving the unique needs of the North Coast community. They offer flexible underwriting and are particularly known for helping borrowers who may not qualify with traditional lenders. Their mission-driven approach focuses on building resilient communities through homeownership, with special programs for energy efficiency improvements and small business financing alongside traditional mortgage products.

While based in Portland, OnPoint Community Credit Union actively serves the entire Northwest Oregon region including Astoria and the North Coast. They offer highly competitive mortgage rates typically below traditional banks, along with exceptional member service. Their digital mortgage application process is streamlined and efficient, while their local loan officers provide personalized guidance. As a credit union, they return profits to members through better rates and lower fees, making them an excellent choice for Astoria homebuyers seeking value and service.