Top 3 Mortgage Lenders in Brothers

OnPoint Community Credit Union stands out as one of Central Oregon's most trusted mortgage lenders with an exceptional 4.8 rating. While headquartered in Portland, they maintain a strong physical presence in Bend, which serves as the primary banking hub for the Brothers area. Their 86-year history demonstrates remarkable stability and community commitment. Customers consistently praise their competitive rates, personalized service, and expertise with rural property financing—particularly valuable for the Brothers region. As a credit union, they offer member-focused benefits including lower fees and community-oriented lending practices. Their extensive loan portfolio includes specialized options perfect for Central Oregon's diverse housing needs.

Umpqua Bank, which acquired Sterling Bank, maintains a strong regional presence throughout Central and Eastern Oregon with deep roots serving rural communities like Brothers. With a 4.6 rating and over two decades of specialized experience in Oregon's unique housing market, they excel at financing properties in more remote areas. Their Bend location serves as a key hub for Deschutes County and surrounding regions. They're particularly noted for their construction and land financing expertise—highly relevant for the Brothers area—and offer specialized guidance on USDA rural development loans. Customers frequently mention their local decision-making authority and understanding of Central Oregon's specific property challenges.

Guild Mortgage's Bend branch provides exceptional service to the Brothers area with a stellar 4.7 rating and six decades of nationwide lending experience. They've developed particular expertise in serving rural Oregon communities and are highly regarded for their USDA loan specialists who understand the unique requirements of properties in remote locations. Their extensive first-time homebuyer programs and government-backed loan options make homeownership accessible throughout Central Oregon. Reviewers consistently highlight their responsive communication, thorough guidance through complex rural property transactions, and ability to close loans efficiently even for challenging property types common in the Brothers region.