Top 3 Mortgage Lenders in Coos Bay

Oregon Pacific Bank stands out as the premier local community bank serving Coos Bay with deep roots in the region since 1939. Their mortgage team receives exceptional ratings for personalized service, local underwriting decisions, and extensive knowledge of the Southern Oregon coastal market. As a community bank, they offer competitive rates with the advantage of local decision-making and long-term relationships. Their mortgage specialists are praised for guiding clients through the entire process with transparency and expertise, particularly valued for construction loans and unique coastal properties.

The Mortgage Place has built an outstanding reputation as a local mortgage brokerage serving Coos Bay and the entire Oregon coast. With hundreds of five-star reviews, they're celebrated for their exceptional customer service, competitive rates, and ability to handle complex financing scenarios. Their team of experienced loan officers provides personalized attention and extensive product options through multiple wholesale lenders. Customers consistently praise their responsiveness, thorough communication throughout the process, and expertise in navigating coastal property financing challenges.

While headquartered in Portland, OnPoint Community Credit Union serves members throughout Oregon including Coos Bay with exceptional mortgage services. As one of Oregon's largest credit unions, they offer highly competitive rates and member-focused service. Their digital mortgage process combined with dedicated local support makes them accessible to coastal residents. Members consistently praise their low fees, transparent process, and commitment to community values. Their extensive experience with various loan types and reputation for excellent customer service makes them a top choice for Coos Bay homebuyers seeking credit union benefits.