Top 3 Mortgage Lenders in Cottage Grove

Selco Community Credit Union stands as Cottage Grove's most established local financial institution with deep community roots. As a member-owned cooperative, Selco consistently earns exceptional ratings for personalized mortgage services and competitive rates. Their mortgage advisors provide comprehensive guidance through every step of the home buying process, with special expertise in first-time homebuyer programs and rural development loans that benefit Cottage Grove residents. The credit union's local decision-making and community-focused approach have made them the preferred mortgage lender for generations of local families.

Paramount Residential Mortgage Group's Eugene branch serves the entire Cottage Grove area with exceptional expertise and highly competitive rates. As a top-rated mortgage broker with national lending capabilities, PRMG offers access to hundreds of loan products while maintaining personalized local service. Their team specializes in complex financing scenarios, investment properties, and custom construction loans that are particularly relevant to the Cottage Grove market. With consistently outstanding customer reviews highlighting their responsiveness and problem-solving abilities, they've built a reputation as one of Southern Oregon's most reliable mortgage partners.

Guild Mortgage brings six decades of nationwide lending expertise with strong local presence through their Eugene office that actively serves Cottage Grove homebuyers. Recognized for exceptional customer service and specialized loan programs, Guild excels in government-backed loans (FHA/VA/USDA) that are popular in the Cottage Grove area. Their "Guild Guarantee" ensures rate protection and on-time closings, while their extensive educational resources help first-time buyers navigate the mortgage process confidently. With numerous industry awards and high customer satisfaction ratings, Guild provides reliable, professional mortgage services to Southern Oregon communities.