Top 3 Mortgage Lenders in Dillard

Umpqua Bank is the largest Oregon-based bank and has deep roots in Southern Oregon, making them exceptionally well-positioned to serve Dillard residents. With their headquarters in nearby Roseburg (just minutes from Dillard), they offer personalized local service combined with the resources of a major regional bank. They consistently receive outstanding ratings for their competitive rates, exceptional customer service, and deep understanding of the local Douglas County real estate market. Their mortgage specialists live and work in the community, providing tailored solutions for first-time homebuyers, investment properties, and rural properties common in the Dillard area.

OnPoint Community Credit Union, while based in Portland, serves members throughout Oregon including the Dillard area with competitive mortgage products and exceptional member service. They consistently rank among the highest-rated mortgage lenders in the Pacific Northwest for their low rates, minimal fees, and personalized approach to lending. Their digital mortgage application process is highly rated for convenience, while their local loan officers provide dedicated support throughout the entire process. OnPoint is particularly noted for their first-time homebuyer programs and community-focused lending approach that benefits rural areas like Dillard.

Sterling Bank & Trust maintains a strong physical presence in Roseburg, providing localized mortgage services to Dillard and surrounding Douglas County communities. As a community-focused bank, they excel in providing personalized service and flexible lending solutions that larger institutions often cannot match. They are particularly strong in portfolio lending and jumbo loans, offering more flexibility for unique property situations common in rural Oregon. Their local decision-making process allows for quicker approvals and more customized solutions, while their experienced loan officers have extensive knowledge of the Southern Oregon housing market and can navigate the specific challenges of properties in the Dillard area.