Top 3 Mortgage Lenders in Elmira

Oregon Pacific Banking Company is a highly-rated community bank serving the Elmira area and throughout Lane County. With exceptional 4.8-star ratings across multiple review platforms, they're known for personalized service and local decision-making. As a community-focused institution, they offer competitive mortgage rates and work closely with borrowers throughout the entire loan process. Their experienced loan officers understand the unique needs of rural Oregon communities like Elmira and provide tailored financing solutions for primary residences, vacation homes, and investment properties in the area.

Selco Community Credit Union is one of Oregon's premier mortgage lenders with a strong presence throughout Lane County, including service to Elmira residents. With nearly two decades of mortgage lending experience and outstanding 4.7-star ratings, Selco offers competitive rates and exceptional member service. They specialize in first-time homebuyer programs and provide comprehensive mortgage counseling. Their local loan officers have extensive knowledge of the Elmira market and offer flexible underwriting with quick turnaround times. Members consistently praise their transparent process and dedicated support throughout the homebuying journey.

Guild Mortgage's Eugene branch has been serving Elmira and surrounding communities with exceptional mortgage services for over 15 years. With a 4.6-star rating and hundreds of positive reviews, they're recognized for their expertise in rural and semi-rural properties common in the Elmira area. Their loan officers specialize in navigating the unique aspects of Oregon property financing, including wells, septic systems, and rural land considerations. Guild offers a wide range of loan products with competitive rates and is particularly praised for their responsive communication and thorough guidance through the entire mortgage process from application to closing.