Top 3 Mortgage Lenders in Gold Beach

OnPoint Community Credit Union is one of Oregon's most trusted mortgage lenders with an exceptional 4.8 rating across multiple review platforms. While headquartered in Portland, they serve the entire Oregon coast including Gold Beach through their extensive branch network and digital services. They offer competitive rates and a wide variety of loan programs, with particular strength in first-time homebuyer programs and construction loans. Their mortgage advisors have deep knowledge of coastal property financing challenges and opportunities. With over 86 years serving Oregon communities, they provide personalized service and local decision-making that national lenders can't match.

Sterling Mortgage Group is a highly-rated regional mortgage broker serving the Southern Oregon coast including Gold Beach. With an impressive 4.9 rating from nearly 200 reviews, they specialize in personalized mortgage solutions for coastal communities. Their team has extensive experience with the unique aspects of coastal property financing, including flood zones, vacation properties, and rural housing challenges. They offer access to multiple lenders and competitive rates, with particular expertise in USDA loans which are valuable in rural Curry County. Their local knowledge and commitment to customer service make them a top choice for Gold Beach homebuyers.

Guild Mortgage is a nationally recognized lender with strong local presence in Southern Oregon, serving Gold Beach and surrounding coastal communities. With a 4.7 rating and over 60 years in business, they combine national resources with local expertise. Their Roseburg office has specific experience with Curry County properties and understands the nuances of coastal real estate transactions. Guild offers a comprehensive range of loan products and is particularly known for their excellent customer service and efficient processing. They have special programs for self-employed borrowers and flexible underwriting that can benefit Gold Beach homebuyers facing unique property situations common in coastal areas.