Top 3 Mortgage Lenders in Happy Valley

As Oregon's largest credit union, OnPoint has served the Portland metro area including Happy Valley for over eight decades. They consistently earn top ratings for exceptional customer service, competitive rates, and local community commitment. Their mortgage team provides personalized guidance through the entire homebuying process with extensive first-time homebuyer programs and various loan options. Members praise their responsive service and smooth closing processes.

Fairway Independent Mortgage has built an outstanding reputation in the Portland metro area with numerous local awards and exceptional customer reviews. Their Happy Valley team specializes in providing competitive rates and streamlined digital mortgage processes while maintaining personal service. They're particularly noted for their expertise with VA loans and first-time homebuyer programs, with many customers highlighting their communication and closing efficiency.

Guaranteed Rate combines national lending power with strong local expertise in the Portland market, serving Happy Valley homebuyers with innovative digital mortgage solutions and competitive pricing. They're recognized for their user-friendly online platform and efficient processing, while maintaining personalized service through local loan officers. Customers consistently praise their transparency, competitive rates, and ability to handle complex loan scenarios with professionalism.