Top 3 Mortgage Lenders in Jacksonville

Rogue Credit Union stands as one of Southern Oregon's most trusted mortgage lenders with deep roots in the Rogue Valley. While headquartered in Medford, they actively serve the Jacksonville community with personalized mortgage solutions. Their exceptional 4.8 rating reflects decades of consistent customer satisfaction, competitive rates, and local market expertise. As a member-owned financial cooperative, they prioritize customer needs over profits, offering comprehensive loan options including specialized programs for first-time homebuyers and veterans. Their long-standing presence since 1956 demonstrates remarkable stability and community commitment, with mortgage advisors who understand the unique aspects of Jackson County real estate.

Sterling Mortgage has built an outstanding reputation throughout Southern Oregon, including Jacksonville, with their exceptional 4.9 rating and personalized service approach. Founded in 1999, they bring 25 years of specialized mortgage expertise to the Rogue Valley market. Their team of local loan officers understands Jacksonville's unique historic district requirements and rural property challenges. Customers consistently praise their responsive communication, competitive rates, and ability to handle complex loan scenarios. As an independent mortgage broker, they offer access to multiple lending sources and creative financing solutions. Their extensive experience with both conventional and government-backed loans makes them particularly valuable for Jacksonville's diverse housing market.

Guild Mortgage's Medford branch provides comprehensive mortgage services to Jacksonville residents, backed by 60 years of national experience and strong local presence. Their 4.7 rating reflects consistent customer satisfaction across thousands of transactions. As one of the largest purchase-focused lenders in the nation, they offer exceptional stability and a wide range of proprietary loan programs. Their local loan officers have deep knowledge of Jackson County's market dynamics, including Jacksonville's historic properties and rural characteristics. Guild is particularly noted for their efficient processing, competitive rates, and extensive first-time homebuyer programs. Their long track record since 1960 and substantial review count demonstrate reliable performance in Southern Oregon's mortgage landscape.