Top 3 Mortgage Lenders in Madras

OnPoint Community Credit Union stands out as Madras's most prominent local financial institution with a physical branch in the city, offering personalized mortgage services with deep community roots. As a member-owned cooperative, they provide competitive rates and exceptional customer service, specializing in first-time homebuyer programs and various government-backed loans. Their long-standing presence in Central Oregon and extensive experience in local real estate markets makes them a top choice for Madras residents seeking reliable mortgage financing with local decision-making.

Cobalt Mortgage, now operating as part of Mann Mortgage, maintains a strong presence in Central Oregon with excellent ratings and extensive experience serving the Madras area. They specialize in providing personalized mortgage solutions with a focus on competitive rates and streamlined processes. Their team includes local loan officers familiar with Jefferson County's unique housing market, offering expertise in rural property financing and construction loans that are particularly relevant to the Madras area. Their high customer satisfaction ratings reflect their commitment to making the mortgage process smooth and transparent.

Evergreen Home Loans brings three decades of mortgage lending expertise to Central Oregon with a strong reputation for customer service and competitive products. While based in Bend, they actively serve the Madras market with loan officers experienced in Jefferson County properties. They excel at navigating various loan scenarios including rural properties, manufactured homes, and unique financing situations common in the Madras area. Their long track record, comprehensive loan options, and focus on building lasting client relationships make them a trusted choice for Madras homebuyers seeking reliable mortgage services.