Top 3 Mortgage Lenders in Mcminnville

OnPoint Community Credit Union stands out as one of Oregon's most trusted mortgage lenders with an exceptional 4.8-star rating across hundreds of reviews. While headquartered in Portland, they actively serve the McMinnville area through their robust digital platform and regional presence. With 86 years of operation, they offer highly competitive rates and personalized service, particularly strong with first-time homebuyer programs and VA loans. Their mortgage specialists are known for providing clear communication throughout the entire process and offering flexible terms that cater to Yamhill County residents' specific needs.

Umpqua Bank maintains a strong physical presence in McMinnville with a local branch, making them a convenient choice for face-to-face mortgage consultations. With nearly 70 years of banking experience and a 4.7-star rating, they've built a reputation for exceptional customer service and community involvement throughout Oregon. Their mortgage team specializes in both purchase and refinance loans with particular expertise in construction lending and jumbo loans for the Willamette Valley wine country properties. The local McMinnville loan officers have deep knowledge of Yamhill County's unique real estate market.

Guild Mortgage maintains a strong regional presence with a Salem office that actively serves McMinnville and Yamhill County homebuyers. With over six decades of experience and a 4.6-star rating, they're particularly noted for their extensive down payment assistance programs and specialized loan options for diverse financial situations. Their loan officers are praised for their responsiveness and ability to close loans efficiently, even for borrowers with unique circumstances. Guild's comprehensive digital mortgage platform combined with local expertise makes them a top choice for McMinnville residents seeking personalized service with the resources of a national lender.