Top 3 Mortgage Lenders in Myrtle Point

Umpqua Bank is the largest Oregon-based bank with deep roots in the Southern Oregon coastal region. They have a strong local presence in Coos County and serve Myrtle Point with personalized mortgage services. Known for their community-focused approach, they offer competitive rates and various loan programs including specialized rural housing loans suitable for the Myrtle Point area. Their experienced loan officers provide in-person service and understand the unique needs of coastal Oregon communities.

OnPoint Community Credit Union is one of Oregon's highest-rated financial institutions with extensive mortgage lending experience. While based in Portland, they serve members throughout Oregon including Myrtle Point residents. They offer competitive rates typically below big banks, excellent customer service, and specialized programs for first-time homebuyers. Their digital mortgage application process is highly rated, and they have strong community involvement throughout Oregon.

Guild Mortgage has a strong local presence in Coos Bay serving the entire Southern Oregon coast including Myrtle Point. They specialize in government-backed loans (FHA, VA, USDA) which are popular in rural areas like Myrtle Point. With decades of experience and knowledgeable local loan officers, they provide personalized service and have excellent ratings for their communication and loan process efficiency. They're particularly strong with rural property financing and offer various first-time homebuyer programs.