Top 3 Mortgage Lenders in Nehalem

OnPoint Community Credit Union is one of Oregon's most trusted financial institutions with a strong presence throughout the state, including serving the coastal communities. They offer highly competitive mortgage rates and personalized service with local decision-making. Their mortgage advisors have extensive experience with Oregon coastal properties and provide comprehensive guidance through the entire home financing process. Members consistently praise their responsive service, transparent communication, and competitive rates.

Sterling Bank & Trust has deep roots in Oregon's coastal communities with a branch conveniently located in Tillamook, just 25 miles from Nehalem. They specialize in personalized mortgage solutions for coastal properties and understand the unique aspects of lending in rural coastal areas. Their local loan officers provide face-to-face service and quick decision-making, with particular expertise in construction loans and vacation property financing that's relevant to the Nehalem area.

Guild Mortgage has a strong Pacific Northwest presence with experienced loan officers who regularly serve Oregon's coastal communities including Nehalem. They are particularly noted for their expertise in FHA and VA loans, as well as their construction-to-permanent loan programs that are valuable in areas with new construction. Their dedicated coastal property specialists understand the specific challenges and opportunities of mortgages in coastal Oregon regions.