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Home/Oregon/Oceanside
Oceanside, OR

Top 3 Mortgage Lenders in Oceanside

Compare verified mortgage lenders serving Oceanside, Oregon. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
728+
Reviews
10
Loan Types

Available Loan Programs in Oceanside

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Construction-to-Permanent
First-time Homebuyer
Home Equity

Featured Mortgage Lenders

1

Umpqua Bank Mortgage

Umpqua Bank

★★★★☆
4.8/5

Umpqua Bank is one of the largest regional banks serving the Oregon coast with a strong presence in coastal communities. They offer comprehensive mortgage services with local loan officers who understand the unique coastal property market. Their high customer satisfaction ratings stem from personalized service, competitive rates, and deep community involvement throughout the North Coast region.

Experience:68 years
Reviews:385 customer reviews
1510 N Roosevelt Dr, Seaside, OR 97138

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Sterling Bank & Trust Mortgage

Sterling Bank & Trust

★★★★☆
4.7/5

Sterling Bank & Trust has been serving Oregon coastal communities for decades with a reputation for exceptional mortgage lending services. They specialize in both primary residences and vacation properties common in the Oceanside area. Their local underwriters and quick decision-making process, combined with competitive coastal property financing options, make them a top choice for Tillamook County homebuyers.

Experience:40 years
Reviews:215 customer reviews
2245 N Coast Hwy, Newport, OR 97365

Loan Types:

ConventionalJumboFHAVAConstruction-to-PermanentRefinance
3

Tillamook County Federal Credit Union

Tillamook County Federal Credit Union

★★★★☆
4.6/5

As the primary financial institution serving Tillamook County, TCFCU has deep roots in the Oceanside community. They offer personalized mortgage services with local decision-making and member-focused pricing. Their expertise in coastal property financing, combined with their non-profit structure that returns value to members, makes them an excellent choice for Oceanside residents seeking competitive rates and exceptional service.

Experience:70 years
Reviews:128 customer reviews
2205 3rd St, Tillamook, OR 97141

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceHome Equity

Why Choose a Mortgage Lender in Oceanside?

Local Market Knowledge

Lenders who understand Oceanside's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Oregon.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Oceanside and get competitive rates on your home loan.