Top 3 Mortgage Lenders in Ontario

As Ontario's local credit union, OPSFCU has been serving the community for nearly 70 years with deep roots in Malheur County. They offer personalized mortgage services with competitive rates and exceptional local knowledge of the Eastern Oregon housing market. Their mortgage specialists provide one-on-one guidance through the entire home buying process, with particular expertise in rural housing programs and first-time homebuyer assistance. The credit union consistently receives high marks for customer service and community commitment.

First Interstate Bank maintains a strong physical presence in Ontario with a full-service branch and dedicated mortgage team. As a regional bank serving the Northwest, they combine local decision-making with comprehensive mortgage products. Their Ontario-based loan officers have extensive experience with both Oregon and Idaho border community real estate markets. The bank is particularly noted for construction lending and portfolio loan options that accommodate unique financial situations not covered by conventional programs.

While based in Boise, Intercap Lending actively serves the entire Treasure Valley region including Ontario, Oregon, just 50 miles away. They specialize in difficult-to-place mortgages and offer highly competitive rates with exceptional customer service ratings. Their team includes experienced loan officers who regularly work with Ontario homebuyers and understand the unique cross-border dynamics of the Eastern Oregon/Western Idaho market. They're particularly strong in renovation loans and investment property financing with streamlined digital processes.