Top 3 Mortgage Lenders in Phoenix

Rogue Credit Union is one of Southern Oregon's most trusted financial institutions with deep roots in the Rogue Valley. While headquartered in Medford, they actively serve the entire region including Phoenix, Oregon. They consistently receive exceptional ratings for their personalized mortgage services, competitive rates, and community-focused approach. With over seven decades of experience, they offer comprehensive mortgage solutions including specialized programs for first-time homebuyers and veterans. Their local loan officers provide in-person consultations and understand the specific real estate market dynamics of Jackson County.

OnPoint Community Credit Union maintains a strong presence in Southern Oregon with multiple branches serving the Phoenix area. As one of Oregon's largest credit unions, they combine the benefits of a large financial institution with local, personalized service. They're particularly noted for their competitive mortgage rates and flexible loan terms. Their mortgage specialists have extensive knowledge of the local housing market and offer educational resources to help borrowers make informed decisions. The credit union receives high marks for their transparent process and exceptional customer service throughout the loan lifecycle.

Umpqua Bank, headquartered in Oregon, has a significant presence throughout the state including multiple locations serving the Phoenix community. As a regional bank with deep Oregon roots, they understand the local real estate market and offer tailored mortgage solutions. They're recognized for their innovative lending programs and commitment to community development. Umpqua provides a full range of mortgage products with competitive rates and has built a strong reputation for their knowledgeable loan officers and efficient closing processes. Their hybrid digital-and-in-person approach makes the mortgage experience convenient while maintaining personal touchpoints.