Top 3 Mortgage Lenders in Rockaway Beach

As the primary local bank serving Tillamook County, Tillamook County Bank has deep roots in the coastal community and extensive experience with Rockaway Beach properties. Their mortgage team understands the unique aspects of coastal real estate, including flood zones and vacation rental properties. With over a century of community banking experience, they offer personalized service and local decision-making that larger institutions can't match. Their mortgage specialists work closely with borrowers throughout the entire North Oregon Coast region.

Oregon Coast Bank specializes exclusively in serving coastal communities from Astoria to Brookings, making them particularly well-suited for Rockaway Beach mortgages. They have extensive experience with coastal property financing challenges and offer competitive rates specifically for Oregon coast homes. Their loan officers understand tidewater restrictions, coastal construction requirements, and the unique appraisal considerations for beach properties. The bank has built a strong reputation for responsive service and local expertise throughout the coastal region.

While based in Portland, OnPoint Community Credit Union serves the entire state of Oregon and has specific expertise in coastal property financing. They offer highly competitive rates and fees typical of credit unions, along with exceptional member service. Their mortgage team has extensive experience with properties throughout the North Oregon Coast region and offers digital mortgage applications with local support. As one of Oregon's largest credit unions, they combine the personal service of a community lender with the resources and rate competitiveness of a major financial institution.