Top 3 Mortgage Lenders in Shady Cove

Rogue Credit Union stands as the premier local financial institution serving Southern Oregon, including Shady Cove. With deep community roots spanning over seven decades, they offer personalized mortgage services with competitive rates and exceptional member service. Their mortgage advisors provide comprehensive guidance through first-time homebuyer programs, construction loans, and various refinance options. As a member-owned cooperative, they prioritize customer satisfaction over profits, resulting in consistently high ratings and long-term client relationships throughout Jackson County.

Sterling Mortgage Group has built an outstanding reputation throughout Southern Oregon as a locally-owned and operated mortgage broker serving Shady Cove and surrounding communities. Their team of experienced loan officers provides personalized service with access to multiple lending partners, ensuring competitive rates and flexible terms. Specializing in both purchase and refinance transactions, they excel at navigating complex scenarios including self-employed borrowers, investment properties, and unique property types common in the Rogue Valley region.

Guild Mortgage combines national lending power with strong local presence in Southern Oregon, making them an excellent choice for Shady Cove homebuyers. Their Medford branch features experienced loan officers who understand the unique aspects of rural Jackson County properties. Guild specializes in various government-backed loans and offers innovative programs like their Zero Down Payment option for qualified buyers. With decades of experience and comprehensive in-house processing, they provide reliable service from application through closing, particularly valued for their expertise with rural properties and vacation homes in the region.