Top 3 Mortgage Lenders in Siletz

OnPoint Community Credit Union stands out as one of Oregon's most trusted mortgage lenders with an exceptional 4.8-star rating across multiple review platforms. While based in Portland, they serve the entire state of Oregon including Siletz residents, offering comprehensive mortgage solutions with highly competitive rates. Their extensive 86-year history demonstrates remarkable stability and community commitment. Customers consistently praise their personalized service, local decision-making, and expertise with rural properties common in the Siletz area. They offer specialized programs for first-time homebuyers and have particular expertise with USDA loans which can be beneficial for properties in and around Siletz.

Umpqua Bank has a strong physical presence in Lincoln City, just 15 minutes from Siletz, making them exceptionally accessible for local residents. With a 4.7-star rating and nearly 70 years of banking experience, they offer deep local market knowledge of the Oregon coast region. Their mortgage team understands the unique property considerations in the Siletz area, including coastal properties and rural lending requirements. Customers highlight their responsive service, local underwriting, and competitive construction loan programs. Umpqua's community-focused approach and understanding of Lincoln County's real estate market make them a top choice for Siletz homebuyers.

Guild Mortgage's Newport office serves the Siletz area with exceptional expertise and holds an impressive 4.8-star rating from hundreds of satisfied customers. With over 60 years in the mortgage industry, they bring substantial experience to the Oregon coast market. Their local loan officers have specific knowledge of Siletz properties and the surrounding rural areas. Guild is particularly noted for their expertise in government-backed loans including VA and USDA programs, which are popular in the region. Customers consistently praise their educational approach, transparent process, and ability to close loans efficiently. Their Newport location provides convenient in-person service while maintaining deep understanding of the local Siletz market dynamics.