Top 3 Mortgage Lenders in Silverton

Umpqua Bank stands out as the premier local mortgage lender in Silverton with deep community roots and exceptional customer satisfaction ratings. As an Oregon-based regional bank with a physical branch in Silverton, they offer personalized service and competitive rates tailored to local market conditions. Their mortgage specialists are known for guiding clients through the entire process with expertise in both purchase and refinance loans. With nearly 25 years of serving Oregon communities, Umpqua has built a reputation for reliability, transparent communication, and supporting local homebuyers with flexible loan programs including specialized options for first-time buyers.

Guild Mortgage has established itself as a top-rated mortgage lender serving the Silverton area from their nearby Salem location. With exceptional customer reviews highlighting their responsive service and competitive rates, they specialize in making the mortgage process straightforward and transparent. Their loan officers have extensive experience with the Willamette Valley housing market and offer a comprehensive range of loan products. Guild is particularly noted for their first-time homebuyer programs and flexible qualification criteria, backed by strong local relationships with real estate professionals throughout Marion County.

OnPoint Community Credit Union, while headquartered in Portland, serves members throughout Oregon including Silverton and offers highly competitive mortgage rates with exceptional member satisfaction. As a member-owned financial institution, they prioritize customer service over profits, resulting in lower fees and more personalized attention. Their mortgage team provides comprehensive guidance through the entire home financing process with particular strength in first-time buyer programs and refinancing. With digital tools that streamline the application process and local loan officers familiar with the Silverton market, OnPoint delivers the combination of competitive pricing and outstanding service that earns them consistently high ratings.