Top 3 Mortgage Lenders in Umpqua

As the namesake financial institution for the region, Umpqua Bank has deep roots in the Umpqua Valley and throughout Oregon. With over 25 years of dedicated mortgage lending experience, they offer personalized service through local branch offices. Their mortgage team understands the unique property landscape of Douglas County, from rural properties to urban homes. Umpqua Bank consistently receives high marks for their competitive rates, local decision-making authority, and comprehensive loan programs tailored to Oregon homebuyers.

While headquartered in the Portland metro area, Advantis Credit Union serves members throughout Oregon, including the Umpqua region. They have built an exceptional reputation for mortgage lending with highly competitive rates and fees typically lower than traditional banks. Their mortgage specialists provide personalized guidance through the entire homebuying process, with particular strength in first-time homebuyer programs and VA loans. Members consistently praise their responsive service, transparent communication, and ability to close loans efficiently.

Guild Mortgage maintains a strong local presence in Roseburg, serving the greater Umpqua area with dedicated mortgage experts who understand the local market dynamics. With over 60 years in business nationally and two decades serving Southern Oregon, they offer exceptional expertise in rural lending, USDA loans, and down payment assistance programs that benefit Umpqua Valley homebuyers. Their local loan officers provide face-to-face service while leveraging the resources of a national lender, creating an ideal balance of personal attention and lending power.