Top 3 Mortgage Lenders in Waldport

Oregon Coast Bank has built an exceptional reputation as the premier community bank serving the Central Oregon Coast, including Waldport. With deep roots in Lincoln County, they offer personalized mortgage services with local decision-making and understanding of coastal property needs. Their high rating reflects outstanding customer service, competitive rates, and expertise with coastal real estate financing. As a locally-owned institution, they provide the advantage of working with lenders who understand the unique aspects of Waldport's housing market and can offer flexible solutions for primary homes, vacation properties, and investment properties along the coast.

Guild Mortgage's Newport branch serves Waldport residents with comprehensive mortgage solutions backed by decades of experience. As one of the largest independent mortgage lenders in the U.S., they combine national resources with local expertise. Their Newport team understands the specific challenges and opportunities of coastal Oregon real estate, including flood zones, vacation rental properties, and unique coastal construction. Guild consistently receives high marks for their responsive service, educational approach to home financing, and ability to close loans efficiently. They offer a wide range of loan programs and have particular strength with first-time homebuyer programs and government-backed loans.

Selco Community Credit Union has been serving Oregon communities for over eight decades and maintains a strong presence along the Central Oregon Coast. Their Lincoln City branch conveniently serves Waldport residents with competitive mortgage rates and member-focused service. As a not-for-profit financial cooperative, Selco often offers lower fees and more favorable terms than traditional banks. They excel at providing personalized mortgage guidance and have extensive experience with coastal property financing. Members appreciate their transparent process, local decision-making, and commitment to community development throughout Oregon's coastal regions.