Top 3 Mortgage Lenders in Ashville

AmeriServ Financial stands out as one of the most trusted regional banking institutions serving the Ashville area with over 35 years of community banking experience. While headquartered in Johnstown (approximately 30 minutes from Ashville), they maintain a strong presence throughout Cambria and Blair counties. Their mortgage division receives exceptional ratings for personalized service, local underwriting decisions, and competitive rate offerings. Customers consistently praise their knowledgeable loan officers who provide clear communication throughout the entire mortgage process. As a community-focused institution, they offer special first-time homebuyer programs and maintain long-term relationships with clients.

First Commonwealth Bank has been serving Pennsylvania communities for nearly 90 years and maintains a strong mortgage lending presence throughout central Pennsylvania, including the Ashville area. Their mortgage team receives high marks for responsiveness, competitive rates, and streamlined digital mortgage application process. As a regional bank with deep roots in Pennsylvania, they understand local market conditions and offer specialized programs for rural properties common in the Ashville region. Customers appreciate their transparent fee structure and the ability to work with local decision-makers who have authority to approve loans quickly.

Northwest Bank brings over 125 years of banking experience to the Ashville market through their regional branch network across Pennsylvania. While headquartered in Erie, they actively serve mortgage customers throughout central PA with specialized knowledge of rural and semi-rural properties. Their mortgage division is particularly noted for excellent customer service, with many reviews highlighting their patience in guiding first-time homebuyers through the process. They offer competitive construction loan programs that are well-suited for the Ashville area's growing housing market and provide personalized service through local loan officers who understand the specific needs of Cambria County residents.