The Best Mortgage Lenders in Buckingham, PA
Compare verified mortgage lenders serving Buckingham, Pennsylvania. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Buckingham
Featured Mortgage Lenders
Lisa Grosso
Newrez LLC
Newrez is a nationally recognized mortgage lender with strong Pennsylvania presence, offering competitive rates and a wide variety of loan products. With over a decade of experience and high customer satisfaction ratings, they provide personalized service for Buckingham area homebuyers. Their digital mortgage platform streamlines the application process while maintaining local expertise through experienced loan officers like Lisa Grosso who understand the Bucks County market.
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Tom Toth
NFM Lending
NFM Lending has built an exceptional reputation in the Bucks County area with consistently high customer ratings and personalized service. As a direct lender with over 20 years of experience, they offer competitive rates and specialized programs for first-time homebuyers. Their Warrington location provides convenient access for Buckingham residents, and their team understands the local real estate market dynamics and property values in Central Bucks County.
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Michael K. Doherty
Union Home Mortgage Corp.
Union Home Mortgage brings decades of lending expertise to the Buckingham area with a strong local presence in nearby Yardley. They specialize in custom mortgage solutions for diverse financial situations, including construction loans and investment properties. With their long-standing community involvement and deep understanding of Bucks County's housing market, they provide exceptional guidance through the entire mortgage process, from application to closing.
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Frequently Asked Questions
Common questions about mortgage lending in Buckingham, PA
Are there any first-time homebuyer programs specifically for Buckingham, PA, that can help with down payments?
Yes, the Bucks County HOME Consortium offers the HOMEstead Downpayment and Closing Cost Assistance Program, which is available to eligible first-time homebuyers in Buckingham and across Bucks County. This program can provide up to $10,000 in a five-year forgivable loan to assist with down payment and closing costs. Eligibility is based on income limits and the purchase of a primary residence within the county.
How do property taxes in Buckingham Township impact my mortgage affordability and monthly payment?
Buckingham Township has its own millage rate, and property taxes here are a significant component of your monthly mortgage payment via escrow. As of recent data, Bucks County property taxes are relatively high compared to national averages, which can increase your total monthly payment by several hundred dollars. It's crucial to factor in the specific tax rate for your property's assessment when determining how much house you can truly afford in this area.
What types of properties in Buckingham might qualify for USDA Rural Development loans, given its location?
Despite its semi-rural character, most of Buckingham, PA, does **not** qualify for USDA Rural Development loans, as the area is generally considered too close to the Philadelphia metropolitan area and its income levels are typically above USDA limits. Homebuyers should instead focus on conventional, FHA, or VA (if eligible) loan options for the single-family homes and larger properties common in the township.
How does the competitive housing market in Buckingham affect the mortgage pre-approval and offer process?
Buckingham's desirable school district and location create a competitive market where sellers often receive multiple offers. Having a strong, verified pre-approval from a reputable local lender is not just a suggestion—it's often a requirement to have your offer seriously considered. Sellers favor buyers who can demonstrate secure financing quickly, so working with a lender familiar with Bucks County's appraisal processes and timelines is a distinct advantage.
Are there local Buckingham or Bucks County credit unions or banks that offer special mortgage rates or programs for residents?
Yes, several local financial institutions, like Penn Community Bank and First Federal of Bucks County, often have competitive mortgage products and may offer relationship discounts for existing customers. These local lenders have specific expertise in the Bucks County market, which can streamline the appraisal and closing process. It's always wise to compare their rates and programs with those of national lenders.
Nearby Cities
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Why Choose a Mortgage Lender in Buckingham?
Local Market Knowledge
Lenders who understand Buckingham's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Pennsylvania.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Buckingham and get competitive rates on your home loan.