Top 3 Mortgage Lenders in Chambersburg

F&M Trust is the premier local community bank serving Franklin County with over a century of proven reliability. As a Chambersburg-based institution, they offer personalized mortgage services with deep local market knowledge and competitive rates. Their mortgage team provides exceptional one-on-one service throughout the entire home buying process, with quick local decision-making and strong relationships with local real estate professionals. They consistently receive outstanding customer reviews for their responsive service and community-focused approach.

Members 1st Federal Credit Union is a highly-rated regional financial institution that serves Chambersburg and throughout south-central Pennsylvania. With consistently excellent customer satisfaction ratings, they offer competitive mortgage rates and exceptional member service. Their mortgage specialists provide personalized guidance through every step of the home financing process, and they're particularly praised for their first-time homebuyer programs and educational resources. The credit union's not-for-profit structure often results in lower fees and better terms for borrowers.

NOVA Home Loans is a nationally recognized mortgage lender with a strong local presence serving the Chambersburg area. They maintain exceptional 4.9-star ratings across multiple review platforms for their outstanding customer service and efficient loan processing. Specializing in making the mortgage process simple and transparent, they offer competitive rates and a wide variety of loan programs. Their local loan officers have extensive knowledge of the Franklin County market and are praised for their responsiveness and expertise in guiding borrowers through complex financing situations.