Top 3 Mortgage Lenders in Columbia

Fulton Mortgage Company, a division of Fulton Bank, stands out as one of the top-rated mortgage lenders serving Columbia with deep local roots and extensive community banking experience. They maintain exceptional 4.8-star ratings across multiple review platforms due to their personalized service, local underwriting decisions, and comprehensive mortgage solutions. As a established regional bank with physical branches throughout Lancaster County, they offer the advantage of face-to-face consultations while providing competitive rates and specialized programs for first-time homebuyers. Their long-standing presence since 1882 and commitment to the Columbia community make them a trusted choice for residential financing.

Members 1st Federal Credit Union serves Columbia residents with outstanding mortgage services and consistently high customer satisfaction ratings. While headquartered in Mechanicsburg, they have a strong presence throughout central Pennsylvania including Lancaster County. They earn their 4.7-star rating through competitive member-only rates, low closing costs, and exceptional personalized service. As a credit union, they operate as a not-for-profit institution, allowing them to offer more favorable terms than many traditional banks. Their mortgage specialists are praised for their responsiveness and guidance through the entire home buying process, making them a top choice for Columbia homebuyers seeking value and service.

Rocket Mortgage (formerly Quicken Loans) serves Columbia homebuyers with their highly-rated digital mortgage platform combined with local market expertise. Despite being a national lender, they maintain strong service in Pennsylvania markets and consistently receive high marks for their efficient online application process, competitive rates, and dedicated mortgage specialists. Their 4.6-star rating reflects thousands of satisfied customers who appreciate the streamlined digital experience combined with personal guidance. They offer a wide range of loan products with fast approval times and have established themselves as one of the largest and most reliable mortgage originators in the country while maintaining excellent customer service standards for Columbia area borrowers.