The Best Mortgage Lenders in Crescent, PA
Compare verified mortgage lenders serving Crescent, Pennsylvania. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Crescent
Featured Mortgage Lenders
Howard Hanna Mortgage Services
Howard Hanna Financial Services
Howard Hanna Mortgage Services is one of the most respected regional mortgage lenders serving Western Pennsylvania, including Crescent and surrounding Allegheny County areas. As part of the largest independently owned real estate broker in the U.S., they offer seamless integration between mortgage and real estate services. Their local underwriting and decision-making process allows for faster closings and personalized service. With over two decades of experience, they have built a reputation for competitive rates, exceptional customer service, and deep knowledge of the local Pennsylvania housing market.
Loan Types:
Dollar Bank Mortgage
Dollar Bank, FSB
Dollar Bank is one of Pennsylvania's oldest and most trusted financial institutions with deep roots in the Pittsburgh region. Their mortgage division has been serving Crescent and surrounding communities for decades with a focus on competitive rates and local decision-making. As a mutual bank, they prioritize customer needs over shareholder profits, resulting in better terms and personalized service. They offer a wide range of mortgage products with the advantage of local processing and underwriting, ensuring smooth transactions and responsive communication throughout the lending process.
Loan Types:
CrossCountry Mortgage
CrossCountry Mortgage, LLC
CrossCountry Mortgage has established itself as a top-rated mortgage lender in the Pittsburgh metropolitan area with excellent service extending to Crescent and surrounding communities. They combine the resources of a national lender with the personalized attention of a local broker. Known for their competitive rates and efficient closing process, they have received numerous awards for customer satisfaction. Their team includes experienced loan officers who specialize in the Pennsylvania market and offer innovative digital tools that streamline the application and approval process while maintaining high-touch customer service.
Loan Types:
Frequently Asked Questions
Common questions about mortgage lending in Crescent, PA
Are mortgage rates in Crescent, PA, typically higher or lower than the national average?
Mortgage rates in Crescent generally align with national averages, but local competition among lenders in the Pittsburgh metro area can lead to competitive offers. It's wise to compare rates from both local credit unions, like those serving the Moon Township and Coraopolis areas, and national lenders, as some local institutions may offer special promotions for first-time buyers or specific professions.
What local down payment assistance programs are available for first-time homebuyers in Crescent?
Crescent homebuyers can access Pennsylvania's statewide PHFA (Pennsylvania Housing Finance Agency) programs, which offer down payment and closing cost assistance grants and favorable loan rates. Additionally, Allegheny County offers its own "Action Housing" programs. Eligibility often depends on income limits and completing a homebuyer education course, which are readily available online or through local HUD-approved counselors.
How does the proximity to Pittsburgh International Airport affect property appraisals and lending in Crescent?
Lenders and appraisers in Crescent carefully consider a property's exact location relative to flight paths and airport noise zones. Homes directly under primary approach corridors may see slightly longer market times, which appraisers note. However, for most of Crescent, the convenience of the airport is a net positive, and lenders treat these mortgages as standard, with no special underwriting requirements solely due to the airport.
What are the most common types of mortgages used by buyers in Crescent's market?
Given Crescent's mix of established single-family homes and newer constructions, conventional fixed-rate mortgages are the most popular choice for their stability. FHA loans are also common, particularly for buyers with smaller down payments looking at more moderately priced homes. VA loans have a strong presence due to the area's veteran population and proximity to military resources in Pittsburgh.
Are there specific property considerations that mortgage lenders focus on for older homes in Crescent?
Yes, for Crescent's many well-built but older homes, lenders will require a thorough home appraisal that pays close attention to the condition of major systems like roof, plumbing, electrical, and foundation. An FHA or VA loan will have stricter requirements, often mandating repairs for safety issues before closing. It's advisable to get a pre-listing inspection if selling, or a thorough inspection when buying, to avoid last-minute loan contingencies.
Why Choose a Mortgage Lender in Crescent?
Local Market Knowledge
Lenders who understand Crescent's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Pennsylvania.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Crescent and get competitive rates on your home loan.