Top 3 Mortgage Lenders in Dover

Union Community Bank has been serving the Dover and York County area for over two decades with deep community roots and personalized mortgage services. They consistently receive exceptional ratings for their local decision-making process, competitive rates, and dedicated customer service. As a community bank, they offer the advantage of working directly with local loan officers who understand the specific Dover real estate market, providing customized solutions for first-time homebuyers, move-up buyers, and investment property financing with their comprehensive range of loan products.

While headquartered in Mechanicsburg, Members 1st has a strong presence throughout central Pennsylvania including Dover, with multiple branches serving York County. They are highly rated for their competitive mortgage rates, low fees, and exceptional member service. Their mortgage specialists are praised for guiding borrowers through every step of the process, offering educational resources for first-time homebuyers, and providing flexible underwriting. The credit union's not-for-profit structure often translates to better terms and lower closing costs for qualified borrowers in the Dover area.

Fulton Bank has been serving Pennsylvania communities for over 140 years with a strong physical presence in Dover and throughout York County. Their mortgage division receives high marks for reliability, competitive pricing, and experienced loan officers who provide personalized guidance. They offer a comprehensive suite of mortgage products with particular strength in construction loans and jumbo financing. Customers consistently praise their responsive communication, streamlined application process, and the stability that comes with working with an established regional banking institution that understands local market conditions.