Top 3 Mortgage Lenders in Garrett

As the leading community bank serving Somerset County and surrounding areas including Garrett, Somerset Trust Company maintains exceptional 4.8-star ratings for their mortgage services. With deep roots dating back to 1889, they offer personalized service and local underwriting decisions that understand the unique rural property needs of the Garrett area. Their mortgage team specializes in both purchase and refinance loans with competitive rates, and their local presence ensures face-to-face service throughout the entire loan process.

Serving Western Pennsylvania including the Garrett area, AmeriServ Financial has built a strong reputation with 4.6-star ratings for their mortgage lending services. As a regional community bank with over three decades of experience, they offer competitive rates and personalized service with local decision-making. Their mortgage specialists are particularly noted for guiding first-time homebuyers through the process and offering specialized programs for rural properties common in the Garrett region.

PNC Bank provides comprehensive mortgage services throughout Western Pennsylvania with strong 4.4-star ratings and extensive customer feedback. While a national lender, PNC maintains significant local presence with branches throughout the region serving Garrett residents. They offer a wide range of mortgage products including specialized rural lending programs and competitive digital mortgage application options. Their long-standing presence and extensive resources make them a reliable choice for Garrett area homebuyers seeking both competitive rates and robust lending capabilities.