Top 3 Mortgage Lenders in Girard

Erie Federal Credit Union stands out as one of northwestern Pennsylvania's most trusted mortgage lenders with over eight decades of serving the Girard community. As a member-owned financial cooperative, they offer highly competitive rates and personalized service that consistently earns exceptional customer satisfaction ratings. Their local mortgage specialists provide comprehensive guidance through the entire home financing process, from pre-approval to closing, with particular expertise in first-time homebuyer programs and construction loans. The credit union's deep community roots and commitment to member education make them a top choice for Girard residents seeking a transparent, straightforward mortgage experience.

Marquette Savings Bank brings over a century of mortgage lending expertise to Girard homebuyers, combining traditional community banking values with modern financial solutions. As a locally headquartered institution with multiple branches throughout Erie County, they offer the advantage of local decision-making and personalized service. Their mortgage team receives consistently high marks for responsiveness, attention to detail, and ability to navigate complex financing scenarios. The bank specializes in construction loans and renovation financing, making them particularly valuable for buyers considering property improvements in Girard's growing residential market.

The Perna Team at Howard Hanna Mortgage brings exceptional expertise to Girard homebuyers as part of one of the nation's largest real estate services companies with deep northwestern Pennsylvania roots. With hundreds of five-star reviews, they've built a reputation for seamless coordination between mortgage and real estate services, often providing rate locks and streamlined processing that gives buyers a competitive edge. Their extensive product portfolio includes specialized programs for first-time buyers and unique financing solutions not available through traditional lenders. The team's strong relationships with local appraisers and title companies in the Girard area help ensure smooth, timely closings.