Top 3 Mortgage Lenders in James City

PennCrest Credit Union is a highly-rated local financial institution serving James City and surrounding Clearfield County areas for over 65 years. They maintain exceptional 4.8-star ratings for their personalized mortgage services, competitive rates, and deep community roots. As a member-owned cooperative, they prioritize customer satisfaction over profits, offering comprehensive mortgage solutions with local underwriting and decision-making. Their mortgage team provides personalized guidance through the entire home buying process, making them a top choice for James City residents seeking reliable, community-focused lending.

First Commonwealth Bank has been serving Central Pennsylvania communities including James City for nearly 90 years, with their DuBois branch located just minutes away. They earn consistent 4.6-star ratings for their mortgage services, particularly praised for competitive rates, transparent processes, and knowledgeable local loan officers. As a regional bank with deep Pennsylvania roots, they understand the local real estate market and offer specialized first-time homebuyer programs. Their combination of digital convenience with local personal service makes them a trusted mortgage partner for James City homebuyers.

Guild Mortgage is a nationally recognized mortgage lender with strong presence throughout Pennsylvania, including dedicated loan officers serving the James City region. With over 60 years in business and consistent 4.7-star ratings, they're renowned for their exceptional customer service and wide range of loan products. They specialize in serving rural communities like James City with USDA and FHA loan expertise, and their local loan officers provide personalized service while leveraging national lending capabilities. Guild's commitment to closing loans on time and their extensive educational resources make them a top choice for James City homebuyers.