Top 3 Mortgage Lenders in Johnstown

PennCrest Credit Union stands as Johnstown's premier local mortgage lender with deep community roots spanning over 65 years. As a member-owned financial cooperative, they offer highly competitive rates and personalized service that consistently earns exceptional customer satisfaction ratings. Their mortgage team provides comprehensive guidance through the entire home financing process, with particular expertise in first-time homebuyer programs and government-backed loans. The credit union's local decision-making and community-focused approach make them a top choice for Johnstown area homebuyers seeking trustworthy, reliable mortgage services.

AmeriServ Financial has been a cornerstone of the Johnstown banking community for decades, offering comprehensive mortgage services through their local branches. As a community bank with deep regional presence, they provide the personalized service of a local institution combined with the resources of an established financial organization. Their mortgage specialists are praised for their responsiveness and expertise in navigating complex financing situations. AmeriServ excels in construction lending and offers competitive conventional and government loan programs, making them particularly valuable for buyers seeking custom home construction or renovation financing in the Johnstown area.

While based in nearby Hollidaysburg, Union Home Mortgage maintains a strong presence throughout the Johnstown region with dedicated local loan officers who understand the specific market dynamics of Cambria County. This established mortgage lender brings over 50 years of industry experience and national lending capabilities while providing localized service. They receive consistently high marks for their efficient processing, competitive rates, and exceptional customer communication throughout the loan process. Union Home Mortgage specializes in diverse loan products including investment property financing and jumbo loans, offering Johnstown residents access to sophisticated mortgage solutions with local expertise.