Top 3 Mortgage Lenders in Lancaster

Fulton Mortgage Company stands as Lancaster's premier local mortgage lender with deep community roots dating back over 140 years. As the mortgage division of Fulton Bank, they offer the personalized service of a local lender combined with the resources of a regional financial institution. Their mortgage specialists are deeply knowledgeable about the Lancaster County housing market and provide exceptional customer service with competitive rates. They excel at guiding first-time homebuyers through the process while also serving experienced homeowners with specialized loan products including construction loans and jumbo mortgages.

Members 1st Federal Credit Union has built an outstanding reputation across central Pennsylvania, including strong service in Lancaster County. Their mortgage team consistently earns high marks for transparent pricing, competitive rates, and exceptional member service. As a credit union, they operate with a member-first philosophy that translates to lower fees and more personalized attention throughout the mortgage process. They offer specialized first-time homebuyer programs and have particular expertise in helping teachers, healthcare workers, and public service professionals achieve homeownership.

Trident Mortgage Company maintains a strong physical presence in Lancaster with local loan officers who have extensive knowledge of the county's unique housing market. They've built their reputation on providing straightforward mortgage solutions with exceptional customer service and competitive rates. Their local underwriting team allows for faster decision-making and personalized service that national lenders can't match. Trident excels at navigating complex financial situations and offers a wide range of loan products tailored to Lancaster homebuyers' needs, including specialized programs for self-employed borrowers and investment property financing.