Top 3 Mortgage Lenders in New Oxford

Fulton Mortgage Company stands out as a premier regional lender with deep roots in Pennsylvania's mortgage landscape. As part of Fulton Bank, they bring over 140 years of banking experience to the table with specialized mortgage expertise spanning decades. Their Hanover location provides convenient access for New Oxford residents, offering personalized service and local underwriting decisions. They consistently receive exceptional ratings for their competitive rates, transparent process, and dedicated loan officers who understand the unique aspects of South Central Pennsylvania's housing market. Their comprehensive loan portfolio includes specialized programs for first-time homebuyers and jumbo loans for luxury properties.

Members 1st has built an outstanding reputation across Central Pennsylvania with multiple branches serving the New Oxford area. While founded in 1950, their specialized mortgage division has been serving members for over two decades with exceptional customer satisfaction ratings. They offer highly competitive rates for credit union members, personalized mortgage counseling, and a streamlined digital application process. Their first-time homebuyer programs are particularly praised for educational resources and down payment assistance options. The credit union's community-focused approach and member-owned structure consistently earn high marks from homebuyers throughout Adams County and surrounding regions.

New American Funding brings national lending power with strong local presence in Central Pennsylvania. Their Harrisburg office actively serves the New Oxford market with bilingual services and innovative loan products. They've received numerous industry awards for their diverse lending programs and commitment to minority homeownership. The company is particularly noted for their "New American Dream" program for self-employed borrowers and flexible underwriting standards. Their digital mortgage platform combined with local loan officer support provides an optimal balance of technology and personal service. With consistently high customer satisfaction ratings and competitive rate offerings, they've become a top choice for borrowers throughout the region seeking both conventional and specialized mortgage solutions.