Top 3 Mortgage Lenders in Penfield

PennCrest Credit Union stands out as one of the highest-rated mortgage lenders serving the Penfield area through their extensive branch network across central Pennsylvania. As a member-owned financial cooperative, they offer highly competitive rates and personalized service with local decision-making. Their mortgage team specializes in rural and semi-rural properties common in the Penfield region, with particular expertise in USDA loans that benefit many homebuyers in more rural areas. With over 65 years serving Pennsylvania communities, they've built a reputation for transparent pricing and exceptional customer service, earning numerous local awards for community banking excellence.

CNB Bank has been serving the Clearfield County region including Penfield for over 150 years, making them one of the most established and trusted local mortgage lenders. Their mortgage division receives consistently excellent reviews for their knowledge of local property markets and commitment to community lending. They offer particularly strong construction and land loan programs that are valuable in rural areas like Penfield. As a community bank with deep roots in the region, they provide the advantage of local underwriting and decision-making while offering a comprehensive range of mortgage products. Their long-term presence and involvement in local communities make them a top choice for personalized mortgage service.

New American Funding brings national lending power with strong Pennsylvania presence, serving Penfield through their dedicated regional team. They consistently earn high marks for competitive rates, innovative loan programs, and exceptional digital mortgage experience. Particularly notable is their commitment to diverse lending and programs specifically designed for middle-income borrowers. They offer a unique blend of technology-driven convenience with personalized service, including their signature "I CAN" loan program with flexible credit requirements. With extensive experience serving rural Pennsylvania markets, they understand the unique aspects of properties in areas like Penfield while providing the resources and product variety of a major national lender.